August 1, 2019 admin

Overindebtedness due to consumer credit can be avoided thanks to our advice. Consumer credit is a good solution for Mugridger a good or service in monthly installments. But the situation can turn into a nightmare when the borrower is not very vigilant, is too often tempted or does not plan his purchases for example. Here are some tips to avoid over-indebtedness due to consumer credit. Make sure that the refund of the credit is possible It’s easy today to get a Mugridger consumer credit for a luxurious trip, home appliances, furniture and more. However, if you suffer from buying fever,…

July 29, 2019 admin

Many prospective academics rely on a student loan, even though they work and earn money while studying. Studying takes a long time and eating a lot of money: at least three years until the Bachelor. During this time not only semester fees and work equipment, but also rent and living expenses have to be paid, while little or no money comes in. But despite the hardships, it pays to study! According to the Institute for Employment Research, a graduate earns more than € 2.3 million in gross pensions, while someone with training earns only € 1.3 million. An investment in…

July 29, 2019 admin

Loan requests occur daily in banks, but not every request ends with a payout. The bank itself can decide whether or not to grant the loan. This is important because this is the collateral, which brings the borrower. Only if the loan agreements can be fully adhered to does the bank make the loan. To do just that, credit checks are made by the bank. After submitting the loan application, it comes to the credit check in order to assess the risk of default. Credit check and creditworthiness Individuals, for example, who want to buy a property, have to bring…

June 28, 2019 admin

Credit rating determines how creditworthy a company or an institution is. The result from the rating is determined in a rating ratio. Generally, the term comes in the area of ​​companies or startups. Investors recognize by the rating ratio whether the investment makes sense or not. Simplified, it is also called an assessment or classification. Here, too, the credit rating of the company is scrutinized, whereby special rating agencies are commissioned and grades from AAA to D are awarded. This is either an advantage or a disadvantage for the company. Internal or external credit rating Internal credit rating happens over…

June 17, 2019 admin

Investing in stocks makes it easy to earn money through a good return. If you lack the necessary capital for such an investment, a loan offers itself. Loans are currently very cheap. Nevertheless, equity securities always mean speculation and risk. Although there are arguments in favor, there are many arguments against investing borrowed money in securities. If you do not want to end up with empty hands, you should not buy stocks on credit. We explain the reasons in this article. What a stock purchase on credit speaks The share purchase on credit has increased sharply in recent years. First,…

June 8, 2019 admin

Obtaining a loan should be available at the age of majority when a full right to legal transactions is obtained and an ID card is also available. However, not all companies are willing to lend to people who have just grown into adulthood. This is influenced by many risk factors that loan companies take into account when granting loans. People who have just come into adulthood rarely get a steady income. Because of this, there are lending companies that provide loans over the Internet, which are quick loans that do not give loans to people who are just over eighteen….

May 15, 2019 admin

The term debt rescheduling includes those measures that are used to restructure existing borrower relationships and at the same time have the purpose of relieving debtors of them. The aim of debt restructuring is to put the borrower in a better financial position and improve his solvency. The aim is to reduce the credit-related payment burdens in order to facilitate the borrower’s repayment of the loan and the repayment of the loan interest. By realizing potential savings, the borrower has more liquid funds available. As a result, debt restructuring will increase the debtor’s liquidity and improve its creditworthiness. Measures of…

May 6, 2019 admin

The Banedria platform is based in Escoton and offers the provision of P2P loans. This makes it a point of contact for investors and borrowers. However, while the German website is mostly investor oriented, we had to switch to the original website for our loan test and search for information here. Basically, Banedria tends to be overly cluttered when it comes to credit terms. What conditions are really offered by Banedria now and how to apply for a loan, we show in our test! 1. The pros and cons of Banedria Loans already from 500 euros Credit opportunities are relatively…